Built for the long term.
Most life insurance policies are placed once and never looked at again. Compensation structures are rarely disclosed. Nobody monitors whether coverage still makes sense ten years later. Stead was built to change that — starting with transparency, and building toward something much larger.
What we're building
Stead is a life insurance and annuity brokerage for founders, executives, and high-net-worth individuals who treat coverage as a serious financial decision. We place the right policies, compare carriers with full economics disclosed, and monitor everything through a private Life Vault that connects your coverage to your health and your future.
The long-term vision is bigger. We're building the infrastructure for long-duration wealth — combining life insurance, annuities, and longevity data into a platform that helps clients not just protect their assets, but actively extend and improve their lives.
Who we work with
Founders who need coverage that keeps pace with the business they're building. Executives with complex personal and key person needs. Families and high-net-worth individuals who want a trusted advisor and a private place to keep everything organized.
If you've never had someone explain your policy clearly, model what it actually costs and performs over time, or connect your coverage to your broader financial picture — that's exactly what Stead does.
Our approach
We disclose how we're compensated before making any recommendation. We compare carriers on economics, not relationships. We place business through licensed professionals and stay involved after placement — because the best time to review a policy isn't when you need it, it's every year before you do.
Julian DiCarlo is a licensed life insurance producer in New York (NPN: 21781673). Stead Technologies, Inc. facilitates insurance consultations and connects clients with licensed professionals. Full licensing and compliance details are available on request.
Ready to talk?
Book a 20-minute call. We'll ask what you're trying to protect and whether what you have still makes sense.