Insurance layer
Key Person Insurance
Business protection when critical leadership risk is concentrated.
Overview
Key person insurance provides liquidity to a business if a critical leader or operator is lost. It helps organizations navigate transition, retain confidence, and preserve strategic options.
Ideal for
Closely held or talent-concentrated businesses exposed to key individual risk.
Key benefits
- Liquidity buffer during leadership transition
- Supports continuity of operations and hiring
- Reduces enterprise fragility
How this policy works
Step 1
Insure critical leader or operator
Step 2
Business pays premium for protection
Step 3
Loss event triggers policy payout
Step 4
Liquidity supports continuity and transition